Interactive dashboard
Debt Payoff Freedom OS
Built for anyone carrying credit-card / loan debt who wants a clear payoff date without a spreadsheet
See it in action
The dashboard
What it is
Built for anyone carrying credit-card / loan debt who wants a clear payoff date without a spreadsheet. Debt Payoff Freedom OS It is a browser-native interactive dashboard that lives in a single HTML file, with nothing to install.
What is Debt Payoff Freedom OS?
Debt Payoff Freedom OS is an interactive dashboard that opens in your web browser. It is one self-contained HTML file — you download it once, double-click it, and it runs. It is built for anyone carrying credit-card / loan debt who wants a clear payoff date without a spreadsheet.
What is included in Debt Payoff Freedom OS?
5 sections, all in the one file:
- My Debts
- Strategy
- Payoff Timeline
- Payment Log
- Freedom Dashboard
Does Debt Payoff Freedom OS need Excel, Google Sheets or a subscription?
No. There is no app to install, no account to create, no login and no recurring fee. It opens in Chrome, Safari, Edge or Firefox on macOS, Windows, iPad or Chromebook, and it keeps working offline once the file is on your machine.
Where does Debt Payoff Freedom OS store my data?
On your own device, in your own browser. Nothing is uploaded, no account is created and no analytics are collected. You can export a backup file at any time and load it on another computer.
How much is Debt Payoff Freedom OS and how is it delivered?
$22, delivered as an instant download the moment you pay. Because it is a digital file, all sales are final.
More about Debt Payoff Freedom OS
Most debt trackers are Google Sheets or Excel files that need an account, break on your phone, and bury the one number you actually want behind a wall of formulas. Debt Payoff Freedom OS is a single interactive dashboard that opens in any browser, autosaves to your device, and shows snowball vs avalanche side by side — instantly.
What it does:
💳 List every debt — balance, APR, minimum payment — in one clean table
⚡ Pick a method: Snowball (smallest balance first) or Avalanche (highest APR first)
📅 Instantly see your debt-free date, months saved, and total interest saved comparing both methods
📊 Watch the payoff timeline and balance bars update live as you log payments
🔥 Debt-free countdown + on-time payment streak to keep momentum
Why it’s different:
✓ Works offline in any browser — no Google Sheets, no Excel, no app, no login
✓ Autosaves to your device automatically — your numbers stay private, on your machine
✓ Works on laptop, iPad, and phone
✓ One file. Yours forever. No subscription.
Instant download. Open the file, start typing, see your freedom date.
Want it as a connected Notion workspace too? Message the shop — happy to share the upgrade.
5 Tabs included
- ◈
My Debts
- ≡
Strategy
- ⊞
Payoff Timeline
- ◉
Payment Log
- ★
Freedom Dashboard
Exclusive Feature
Live snowball-vs-avalanche simulation showing debt-free date + total interest saved, fully offline in any browser (no Google Sheets/Excel/login).
This is built into the fifth tab and is unavailable in any static template, spreadsheet, or Notion template on the market.
Gallery
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Before you buy
Frequently asked questions
- What is Debt Payoff Freedom OS?
- Debt Payoff Freedom OS is an interactive dashboard that opens in your web browser. It is one self-contained HTML file — download it once, double-click it, and it runs. No app, no account, no subscription.
- Does Debt Payoff Freedom OS need Excel or Google Sheets?
- No. It is not a spreadsheet and does not open in one. It runs in Chrome, Safari, Edge or Firefox on macOS, Windows, iPad or Chromebook, and keeps working offline.
- What is included in Debt Payoff Freedom OS?
- 5 sections in a single file: My Debts, Strategy, Payoff Timeline, Payment Log, Freedom Dashboard.
- Does it work offline?
- Yes — completely. The dashboard is a single HTML file. Once downloaded, it runs entirely in your browser with no internet connection needed. All data autosaves to your browser's localStorage.
- Which devices and browsers are supported?
- Works in Chrome, Edge, Safari, and Firefox on macOS, Windows, iPad, and Chromebook. No app to install, no account to create. Just open the file.
- What is your refund policy?
- All sales are final. This is an instant download delivered in full at payment, so it cannot be returned. If a file will not open or a feature does not work as described, that is a defect and it gets fixed at no cost — email hello@listingresearchos.com and you will get a corrected file.
- How do I install it?
- There is nothing to install. After purchase, download the HTML file. Double-click to open in your browser. That's it. A HOW-TO-SAVE.txt is included explaining how to back up and restore your data.
- Is my data private?
- Completely. Everything runs locally — no login, no analytics, no data sent to any server. Your data is stored only in your browser's localStorage. You own it entirely.
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One-time purchase
Get it for $22.00
Instant download. Open in any browser. Yours forever.