My Debts
List every debt. Everything saves to this device automatically as you type.
| Debt | Balance | APR % | Min payment |
|---|
Snowball vs Avalanche
Pick your method and extra monthly payment. Both strategies are simulated live from your real debts.
Snowball smallest balance first
—
Months to debt-free—
Total interest paid—
Avalanche highest APR first
—
Months to debt-free—
Total interest paid—
Money shot Choosing the smarter method saves you
—
vs paying minimums only—
Payoff Timeline
Projected balance for your chosen method (snowball), at the start of each year.
Payment Log
Log each payment you make. Keep the on-time streak alive.
| Date | Debt | Amount |
|---|
Freedom Dashboard
The number that matters: when you're free, and what your plan saves you.
Your debt-free date
—
0%
Paid off so far (logged payments vs starting balance)
Total starting debt—
Paid so far—
Interest saved vs minimums—
On-time streak0