How do I find my true effective hourly?

Total take-home after costs and taxes, divided by every hour worked (billable AND admin). It is almost always lower than your rate — that gap is what to manage.

How much should I set aside for taxes?

A common starting point is 25-30% of net profit, set aside every payment rather than discovered at tax time.

Yes — free, runs in your browser, nothing leaves your device. The full Freelancer Client Command Center logs every month and runs this live.

Freelancer Take-Home & Rate Calculator

See what you really keep each month after software, fees, and taxes — and your true effective hourly. Free, private, instant.

Your numbers

Monthly fixed costs — software, tools ($)

% of invoices you keep (after platform fees)

Monthly client revenue ($)

Other monthly income ($)

Monthly project / subcontractor cost ($)

Billable + admin hours / month

Tax set-aside (%)

What you keep

Net profit / month: —
Take-home after tax: —
Effective hourly: —
Set aside for taxes: —

Stop recalculating every time

Track it automatically with Freelancer Client Command Center

This calculator gives today's number. Freelancer Client Command Center runs the math live and logs it — one offline file, no subscription. One-time $24.

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Questions

How do I find my true effective hourly?: Total take-home after costs and taxes, divided by every hour worked (billable AND admin). It is almost always lower than your rate — that gap is what to manage.
How much should I set aside for taxes?: A common starting point is 25-30% of net profit, set aside every payment rather than discovered at tax time.
Is this free?: Yes — free, runs in your browser, nothing leaves your device. The full Freelancer Client Command Center logs every month and runs this live.

Freelancer Take-Home & Rate Calculator

Your numbers

What you keep

Track it automatically with Freelancer Client Command Center

Questions

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