Budget By Paycheck

Every bill assigned to the paycheck that covers it · autosaves on this device · works offline

This month at a glance

Numbers update from every other tab. The one that matters day-to-day is safe to spend on your current paycheck.

$0
income this month
$0
bills assigned
$0
planned savings
$0
safe to spend · current check

Current paycheck

Set your pay schedule in Paychecks and add bills — the allocator does the rest.

Next 5 bills due

BillDueAmountCovered by

Pay schedule

One income stream, set once. The allocator generates your next 8 pay dates from the anchor date. Extra income (side gigs, refunds) goes in the second table and attaches to whichever paycheck period it lands in.

Extra income

DateSourceAmount

Recurring bills

Due day = the day of the month it's due (rent on the 1st = 1). The allocator assigns each bill to the last paycheck that arrives before it's due.

BillAmountDue dayAutopay

Paycheck Allocator ★

The engine: each upcoming paycheck below lists exactly which bills it must cover, what's set aside for savings, and what's genuinely safe to spend. A red check can't cover its bills — the fix suggestion tells you which bill to pull one check earlier.

Waiting on a pay schedule and at least one bill.

Spending log

Day-to-day variable spending (groceries, gas, fun). Each entry lands in the paycheck period it happened in and reduces that check's safe-to-spend on the Allocator and Overview tabs.

DateWhatAmount
saved ✓
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